Young Tree Crop Insurance Now Available

On August 28th, the USDA Risk Management Agency published a memorandum regarding the California Citrus Tree Crop Insurance Program which now includes a provision for a young tree crop (from planting to 4 years).

Last August, CCM announced a notice from the Federal Crop Insurance Corporation that its effort to create a young tree crop insurance program had been approved.  Also, CCM helped establish the current crop insurance program which now has more than 85% of the industry insured.

In addition to the young tree crop provision, features of the program include:

  • Coverage for grapefruit, lemons, mandarins, oranges, tangelos, tangerines, and any other citrus trees designated in the actuarial documents.
  • Separate insurance policies for each commodity, with a separate administrative fee charged for each commodity the producer elects to insure. For example, this allows producers to insure all their lemon trees and none of their grapefruit trees and allows varying coverage levels by commodity.
  • Occurrence Loss Option (OLO), which is also available in the other tree-based dollar products, is available for an additional premium.
  • Insureds with freeze protection are eligible for a premium discount.
  • Insurable causes of loss are freeze, fire, and failure of the irrigation water supply if caused by an unavoidable naturally occurring event.

The 2021 crop year sales closing date for the California Citrus Tree Crop Insurance Program is November 1, 2020. Interested producers should contact a crop insurance agent for further information or click on the memorandum link, above.

If you have questions, please contact Lori Apodaca, Director of Trade and Marketing, at or (559) 592-3790.

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